Should You Tap Retirement Savings to Fund College? There are three things to consider before dipping into retirement savings to pay for college. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content Retiring the 4% Rule A portfolio created with your long-term objectives in mind is crucial as you pursue your dream retirement. Stop Wasting Money One way to find money is to examine your current spending habits and eliminate money wasters. When Markets React When markets shift, experienced investors stick to their strategy.